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EU Regulation 2021/782

Your train was late.
You are owed money.

EU law gives you the right to compensation. This page explains exactly when you qualify, what operators can and can't say no to, and how to get paid.

Get compensation

When you CAN claim

These are your legal rights. No exceptions.

Train 60–119 min late

You get 25% of your ticket price back.

Train 120+ min late

You get 50% of your ticket price back.

Train cancelled

You get a full refund — or free rerouting to your destination.

Missed connection

On a through ticket, compensation is based on your total delay at the final destination — not just one leg.

Staff strikes

Strikes by the operator's own staff are NOT an excuse. You are still entitled to full compensation.

One rule: 90 days

Claim within 90 days of travel. Deutsche Bahn deletes journey records after 90 days — after that, your claim is gone.

When you CAN'T claim

These are the only valid reasons an operator can say no.

Delay under 60 minutes

Compensation only starts at 60 minutes of delay.

Compensation below €4

The minimum payout is €4. Very cheap tickets with short delays may fall below this. Fix: batch multiple delays into one claim.

True force majeure

Only events the operator truly could not have foreseen or prevented: extreme natural disasters, pandemics, serious security incidents. This bar is very high.

Filed after 90 days

All German operators apply a 90-day window. After that, the operator no longer has to respond.

What if they deny you?

A rejection is not the end. You have three escalation options.

1

Appeal to the operator

Write back, cite EU Regulation 2021/782, and explain why their rejection reason doesn't hold up. Most operators back down here.

2

söp — free mediation

The Schlichtungsstelle öffentlicher Personenverkehr is a free, independent mediator for German rail disputes. Operators almost always settle here.

3

Bundesnetzagentur — binding ruling

Germany's national rail regulator can investigate and force compliance. Their decisions are binding. Also free for passengers.

TrainOwed handles all three steps for you.

We appeal, escalate, and follow up until you're paid — or you owe us nothing.

Do it yourself vs. TrainOwed

You can always claim on your own. Here's what that actually looks like.

Do it yourself

TrainOwed

Find the right claim form yourself

We know every form and every operator portal — and fill it in for you

Figure out which operator is responsible

14+ operators in our database. We contact the right one, correctly, first time

Write a claim letter in German legalese

Professional claim submitted within 24 hours, citing the exact regulation

Wait, then chase the operator for a reply

Automated follow-ups until they respond. You hear from us when there's money

Handle rejection yourself (40% of first claims are rejected)

We appeal every rejection for free — this is where most claims are actually won

Escalate to söp or Bundesnetzagentur if needed

We escalate automatically if the operator still won't pay. Their rulings are binding

Give up when it gets too complicated

We don't give up. No win means no fee — so we're motivated to see it through

Cost: Free — but you keep 0% if you quit

25% of what we recover. €0 if we lose. You keep 75% of something real.

Let TrainOwed handle it

No win, no fee. 25% only if we recover.

Quick answers

Can I claim for regional trains (RE/RB)?

Yes. EU Regulation 2021/782 covers all rail services including regional trains. The same 25% and 50% rules apply.

Can I refuse a voucher and demand cash?

Yes. You have the right to receive compensation in monetary form. You are not required to accept travel vouchers.

What about Deutschlandticket delays?

You have the same rights. Because the ticket is a flat-rate pass, batch multiple delays together — if the combined amount exceeds €4, you can submit them as one claim.

Can I claim for missed connections?

Yes, if you had a through ticket. Compensation is based on the total delay at your final destination, not just one leg.

More questions? See the full FAQ →

Ready to claim?

It takes 2 minutes. No win, no fee.

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